Privacy Policy

A legal agreement for a "cashless" service (also known as a cashless transaction agreement) outlines the terms under which parties engage in transactions without the exchange of physical cash. This type of service can cover various methods, including credit/debit cards, mobile payments, digital wallets, and other electronic payment systems.

Why read this Privacy Policy?
This section clarifies why users should read the document and understand its importance.
  • Commitment to Data Protection Principles: "Cashless" complies with GDPR and UK Data Protection Act.
  • Safeguarding Customer Information: Protecting customer data and privacy is a top priority.
  • Transparency: We continuously improve our data processing and privacy notices for better transparency.
  • Scope: This policy explains how we collect, use, process, and disclose your personal information.
  • Contact: For data protection concerns, contact our DPO at admin@cash-less.net.
  • Terms & Definitions: For unfamiliar terms, refer to our Legal Agreements.

About Us (Data Controller)

  • “We,” “us,” or “our”: Refers to myPOS or a Cashless affiliate or partner responsible for handling your personal data under this Privacy Policy.
  • The entity responsible for personal data varies depending on the service, and is referred to as the Data Controller.

The "Cashless" Service

  • "Cashless" Services: Products, services, content, features, and functions offered through websites, apps, social media, or other platforms where payment and e-money services are provided.
  • Designed primarily for business purposes, but can be used by individuals or entities.
  • When registering or using "Cashless" Services on behalf of a business, you must provide personal information about legal representatives, employees, agents, or other third parties related to the entity, with their consent.

Data Collection for "Cashless" Online

  • This Privacy Policy applies to the "Cashless" Online Store and the functionality that enables users to set up online shops on their domains.
  • There are two primary categories of data subjects:
    • Merchants (natural persons) who create online shops to sell goods/services.
    • Visitors of online shops who browse and review products/services offered by Merchants.

Processing of Personal Information

  • Two general categories of information are processed:
    • Information collected when users engage with payment and financial services.
    • Information collected for other purposes, such as operating the "Cashless" Store or providing linked services.

How We Share Your Data

  • With other members of the "Cashless" group of companies for service provision, risk management, and fraud prevention.
  • With our distributors to help onboard, transact, and support you.
  • Aggregated/anonymised data for compliance, analytics, and business purposes.
  • With legal counsel to protect our rights.
  • Monitoring communications for regulatory, security, or training purposes.
  • Business transfers (e.g., mergers, acquisitions) with notification to you.
  • Credit offerings via third-party loan providers (with your consent and as described in their privacy policy).
  • Domain registration agencies for online shop creation.

Automated Processing & Third-Party Data

  • Some decisions may be made by automated systems (e.g., fraud prevention). You can request a human review if you believe a decision was unfair.
  • We may collect information about you from public sources, screening providers, and data aggregators for due diligence and compliance.

Data Retention and Erasure

  • We retain your personal information as long as necessary for contract performance and regulatory compliance.
  • You can request erasure of your data and account closure, subject to legal and regulatory requirements.
  • Some data may be retained for legitimate business interests (e.g., fraud prevention) or legal obligations.

Your Rights

  • Right to access, rectify, and erase your data.
  • Right to data portability and to restrict or object to processing.
  • Right to withdraw consent at any time (where applicable).
  • Right to complain to a regulator or our Data Protection Officer.
Contact Us:
If you have any questions or wish to exercise your rights, please contact our Data Protection Officer at admin@cash-less.net.